Liability Insurance

Workmen compensation


This policy is essential to employer whom employs personnel to undertake authorized tasks in order to protect the company against legal liabilities arising out of death or bodily injury to his employee.

Scope of cover

  • It provides coverage for all fatal accidents and injuries to workers during the working hours in an organization;
  • cover insured’s employee if sustain death or bodily injury by accident or occupation diseases occurring at the place assigned to him for work or arising from his work and during the time of his work under Ethiopian Law;
  • will pay medical expenses in relation to the covered loss up to policy limit specified;



Some of the basic exclusions are damage or loss:

  1. Any liability directly or indirectly caused or contributed to by intentional self-injury ,suicide or attempted suicide;
  2. Accident to a worker who is under the influence of alcohol or drugs;
  3. Any accident or injury caused due to war, invasion, nuclear activities etc.

An overview

Nyala Insurance Share Company (NISCO) was founded in July 1995 following the liberalization of the insurance business to the private sector in 1994 with the Licensing and Supervision of Insurance Business Proclamation No. 85/1994. Read more...


Apart from its major investments in real estates in the downtowns of Addis Ababa, Bahir Dar and Nazareth, Nyala Insurance selectively invests in various financial institutions like Dashen Bank, which have potentially high investment returns. Read more...


Contact us

Protection House, Mickey Leland Street

Tel: +251-11-6626679/80/76